Proposal to give profit every month in savings certificates. With the rate at which the cost of living has increased in the last few months, a large part of the people of the country is struggling to meet that extra cost or cost. Inflation has also been around 8 figures for a few months. Tackling this pressure of inflation has now become a big challenge in the lives of the common people. In this situation, it has been proposed to give profit every month on all savings certificates. The Directorate of National Savings Certificates has sent such a proposal to the Internal Resources Division of the Ministry of Finance.
There are currently four types of savings certificates in the country. Of these, profits are given on all savings certificates except family savings certificates every three months. That is, only the profit of the family savings certificate is given every month. And every three months, the profit of profit-based savings certificate, pension savings certificate, and five-year savings certificate are given in three months. Now it has been proposed to give profit every month on all savings certificates.
Among the proposals sent by the Department of Savings Certificates, it has also been proposed to increase the purchase limit in pension savings certificates, and the age limit of the buyer in the family savings certificate. It has been proposed to increase the purchase limit of pension savings certificates from Tk 50 lakh to Tk 1 crore. At the same time, it has also been proposed to reduce the age limit of male buyers in family savings certificates from 65 years to 50 years.
An official of the department told the media that if this is done, more and more male families will be covered under the purchase of savings certificates. Again, more companies will also be able to invest in savings certificates. However, the ministry will take a decision in this regard. If approved by the ministry, it will be implemented. Another official said that if the profits of three months are given every month instead of together, the person will be able to use that money. The provision of giving profit every month will be introduced by keeping the interest rate right.
At present, family savings certificates can be purchased from Tk 10,000 to a maximum of Tk 10 lakh. Any Bangladeshi woman aged 18 and above, any Bangladeshi with physical disabilities, and a Bangladeshi citizen aged 65 and above can buy family savings certificates. Duplicate issue of Bangladesh savings certificate for five years can also be done manually. The Internal Resources Department has sent the opinion in this regard to the Finance Department.